Effective October 1, 2021, EnerBank USA ("EnerBank") merged with and into Regions Bank. Learn more here

Home improvement lending has never been better! Now that EnerBank USA, your specialized home improvement lender, is becoming a fully-integrated part of the Regions family, we'll be making life better for home improvement contractors and homeowners everywhere.

Over the next days, weeks, and months, we'll be retiring the EnerBank name and brand. You can rest assured that when you see the name Regions Home Improvement Financing, it's the same game with a different name. You'll enjoy all the great things you've come to expect from EnerBank, and even more!

A powerful pairing

In 2021, Regions Financial Corporation acquired EnerBank USA. Regions Bank has long history of being one the nation's leading providers of commercial, consumer, personal banking, and homebuilder finance services. Now, as Regions Home Improvement Financing, our customers can enjoy the same great service they've learned to expect from us as well as a suite of new tools and services.

You still know us — we still know you

For over two decades, EnerBank USA has been helping contractors offer financing to their home improvement customers — getting them the funds they need for HVAC, roofing, siding, painting, window+door, kitchen and bath remodel, outdoor living, and more.

stability and security

Stability & Security

With over 20 years in the home improvement business, and now with the strength of Regions, we're stronger than ever.

strong suite of products

Strong Suite of Products

Not only do we still offer a robust selection of home improvement loans, but if you're located within the Regions business footprint, you'll have access to additional banking services to make your financial life even easier and more convenient.

exceptional customer service

Exceptional Customer Service

Our skilled and knowledgeable professionals still have your back, helping you offer financing to your home improvement customers — and getting you the funds you need to get the job done.

superior technology

Superior Technology

We've got the latest convenient technology to give your customers an easy application experience and quick credit decisions.

Q & A for contractors

As we complete our transition to Regions Home Improvement Financing, here are a few questions and answers to help you better understand our brand update

Our history

1971 Regions Bank opens first branches in Alabama

1986 Regions expands to
four additional states

1998Regions grows to $32.8 billion in assets and 667 locations

2002Regions is listed on the
New York Stock Exchange (NYSE:RF)

2002Under national bank charter, EnerBank USA starts to provide contractor-offered home improvement financing in all 50 states.

2004EnerBank onboards more
than 1,000 contractors

2010EnerBank reaches $1 billion in cumulative loan originations

2012 EnerBank serves over 5,000 contractors

2016EnerBank reaches $5 billion in cumulative loan originations

2019EnerBank serves over 10,000 contractors

June 2021Regions announces acquisition of EnerBank USA

October 2021Regions acquisition of
EnerBank is completed

2022Regions assets grow to $155.2 billion

May 2022 Regions | EnerBank moves into new headquarters in downtown
Salt Lake City, Utah

2022Regions | EnerBank reaches $16 billion in loan originations

September 2024 Regions | EnerBank name is retired, and the division officially becomes branded as Regions Home Improvement Financing