America’s Home Improvement Lender of Choice

About -Over two decades of experience in home improvement lending means we’ve developed products and services designed to meet the specific needs of homeowners and contractors alike. Stable and secure, we’re the premier lender for home improvement projects, seeing continual growth through multiple economic cycles.

EnerBank Leadership

Our leadership team is made up of experienced and innovative people.

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EnerBank Leadership

Our leadership team is made up of experienced and innovative people.

Charles Knadler profile picture

Charles E. Knadler is responsible for the overall management of EnerBank.

Charles E. Knadler

Blaine Bagley profile picture

Blaine Bagley manages a team of operations professionals, including customer service, collections, contractor services,

Blaine Bagley

Joel Cannon profile picture

Joel Cannon is Senior Vice President, Sales and Marketing at EnerBank USA.

Joel Cannon

Kristin Dittmer profile picture

Prior to her current position, Kristin served as Executive Vice President of Finance and Credit, and Senior Vice President

Kristin B. Dittmer

Neil Fellows profile picture

Neil R. Fellows’ responsibilities include managing EnerBank’s Legal & Compliance Department and serving as chairman

Neil R. Fellows

Robb Kerry profile picture

Robb Kerry is responsible for all aspects of consumer and commercial credit risk at EnerBank.

Robb Kerry

Rob Palmer profile picture

Rob Palmer has overall responsibility for Operations and IT at EnerBank. Rob also serves as the Chairman of the IT Committee.

Rob Palmer

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Meet the newest member of our senior team:

Allyson Torsak

Senior Vice President, Chief Strategy Officer

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Community Involvement

EnerBank USA is not just an office building full of workers, we’re a meaningful part of the community in more ways than one. Our leaders and team members dedicate their time to enrich the lives of people in our community through volunteer hours spent in a variety of good causes, such as:

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FDIC examiners regularly oversee our operations for compliance with consumer protection laws and regulations, ensuring we're a safe and sound bank. You can count on us to fulfill our obligations and provide great service to homeowners and contractors alike. We've been providing home improvement loans for two decades, so you can trust that we're a reliable lender.

CMS Energy

EnerBank is a wholly-owned subsidiary of CMS Energy Corporation (NYSE: CMS). CMS Energy is committed to clean energy through its Consumers Energy and CMS Enterprises subsidiaries, which together are the largest source of electric and gas services in Michigan. The company owns and operates wind and solar projects nationwide, and strives each day to fulfill its purpose of World Class Performance Delivering Hometown Service, and measures its success through a triple bottom line focused on People, Planet and Profit.

EnerBank Board of Directors

We benefit greatly from the combined experience of our Board of Directors as we continue to become the most sought-after home improvement lender in the nation.

Rejji Hayes is the chairman of the board of EnerBank USA and was named to this position

Rejji Hayes

Charles E. Knadler serves as EnerBank USA® President and CEO, responsible for the overall

Charles E. Knadler

Louise P. Kelly is a banking industry leader and respected national advocate. Her banking

Louise P. Kelly

Daniel T. Lis has enjoyed a 30-year career in banking, including senior leadership positions

Dan Lis

Srikanth (Sri) Maddipati is Vice President, Treasurer and Investor Relations for CMS

Srikant (Sri) Maddipati

Patrick M. McQueen is a founding board member, joining the EnerBank board of directors in

Patrick M. McQueen

Laura Mountcastle served as vice president of investor relations, and treasurer for

Laura Mountcastle

Joseph M. Walsh serves as president and CEO of Legacy DMC, which oversees financial and

Joseph M. Walsh

Leonard E. Wiatr previously served as executive managing director and chief risk officer for The

Leonard E. Wiatr

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News / Media

See the latest corporate news about EnerBank USA and related topics

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EnerBank Blog

Get best practices, tips, and other useful information and perspectives on home improvement and payment options from the

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Code of Conduct

Ethical behavior has always been, and will always be, an important part of who we are at EnerBank. The "EnerBank Code of Conduct" is an excellent tool to help understand the types of behaviors expected by EnerBank Management, its Board of Directors and its parent company, CMS Energy Corporation.

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