Effective October 1, 2021, EnerBank USA ("EnerBank") merged with and into Regions Bank. Learn more here

America’s Home Improvement Lender of Choice

Years of experience in home improvement lending means we’ve developed products and services designed to meet the specific needs of homeowners and contractors alike. Stable and secure, we’re an excellent solution for home improvement projects, seeing continual growth through multiple economic cycles.

EnerBank Leadership

Our leadership team is made up of experienced and innovative people.

Charlie Knadler

Charles E. Knadler is responsible for the overall management of Consumer Home Improvement Lending and served as EnerBank’s CEO from 2016-2021.

Charles E. Knadler

EVP, Consumer Home Improvement Lending Head

Kristin B. Dittmer

Prior to her current position, Kristin served as Executive Vice President of Finance and Credit, and Senior Vice President and Chief Credit Officer at EnerBank from 2010 to 2015.

Kristin B. Dittmer

EVP, Consumer Home Improvement Lending Finance

Rob Palmer

Rob Palmer has overall responsibility for Operations and IT at EnerBank.

Rob Palmer

EVP, Consumer Home Improvement Lending Technology

Blaine Bagley

Blaine Bagley manages a team of operations professionals, including customer service, collections, contractor services, customer relations, lending, operation services and human resources.

Blaine Bagley

SVP, Consumer Home Improvement Lending Operations

Joel Cannon

Joel Cannon is Consumer Home Improvement Lending Sales and Marketing Manager at EnerBank.

Joel Cannon

SVP, Consumer Home Improvement Lending Sales and Marketing

Allyson Torsak

Allyson brings over 15 years of financial services experience to EnerBank and is responsible for Strategic Planning, Pricing Strategy, and Research at EnerBank.

Allyson Torsak

SVP, Consumer Home Improvement Lending Strategy

Community Involvement

EnerBank USA is not just an office building full of workers, we’re a meaningful part of the community in more ways than one. Our leaders and team members dedicate their time to enrich the lives of people in our community through volunteer hours spent in a variety of good causes, such as:

United Way of Salt LakeGuadalupe Schoolopportunity scholarsPeople Helping PeopleNeighbor Works Salt LakeSuazo Business Centervita central logoJunior Achievement of Utah
Member FDIC / Equal Housing Lender
FDIC examiners regularly oversee our operations for compliance with consumer protection laws and regulations, ensuring we're a safe and sound bank. You can count on us to fulfill our obligations and provide great service to homeowners and contractors alike. We've been providing home improvement loans for two decades, so you can trust that we're a reliable lender. Regions Bank. Member FDIC.

About Regions Financial Corporation

Regions Financial Corporation (NYSE:RF), with $156 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas, and through its subsidiary, Regions Bank, operates more than 1,300 banking offices and approximately 2,000 ATMs. Regions Bank is an Equal Housing Lender and Member FDIC. Additional information about Regions and its full line of products and services can be found at www.regions.com.

EnerBank USA news / media

News / Media

See the latest corporate news about EnerBank USA and related topics

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EnerBank USA blog

EnerBank Blog

Get best practices, tips, and other useful information and perspectives on home improvement and payment options from the

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Code of Conduct

Ethical behavior has always been, and will always be, an important part of who we are at EnerBank. The "Regions Code of Business Conduct and Ethics" drives how we operate, how we serve our customers and communities, and how we treat each other.

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