Effective October 1, 2021, EnerBank USA ("EnerBank") merged with and into Regions Bank. Learn more here

Financing for Hardscape Contractors

When customers want to invest in a hardscaping project, they often look for financing options to make the cost more manageable. As a hardscape contractor, offering flexible payment options is one of the best ways to create a competitive advantage in the home improvement space.

Regions | EnerBank offers attractive contractor financing options that can help you boost sales, build a competitive edge, and improve customer satisfaction.

The Benefits of Hardscape and Landscape Financing

Aside from giving your customers more options, contractor financing also benefits your business. Below are some of the key benefits for landscape and hardscape contractors:

competitive edge

Build a
Competitive Edge

Offering financing options sets you apart from the competition. According to industry research, 76% of consumers are more likely to purchase if a simple and seamless payment plan is offered*. EnerBank ensures customer convenience by offering paperless application methods via our website, mobile loan app, and loan-by-phone service.

*Based on the Brickyard Study commissioned by EnerBank USA, 2018.

customer retention

Improve Customer

Offering financing options to customers helps them manage their cash flow better and creates a stronger connection with your clients, thereby improving customer retention. Once they understand the benefits of the payment options you offer, they’re more likely to return to your business the next time they plan a project. EnerBank provides hardscape contractors that work with us a full suite of marketing tools and collateral to help them better explain these advantages to their clients.

increase sales

Increase Sales & Boost
Average Order Value*

Financing for landscape contractors helps your business close more deals by allowing more customers to utilize your service. They also serve as an effective upselling tool. Increase the size of your transactions by showing your clients how a small increase in their monthly payments can help them get the upgrades they want. More sales and larger purchases increase your bottom line.

*Based on the Brickyard Study commissioned by EnerBank USA, 2018

grow customer base

Grow Your
Customer Base

Not every homeowner has enough cash to fund their dream hardscape project upfront. By offering financing options, you make your services more accessible to a larger number of clients, helping you grow your customer base. Moreover, as you improve customer satisfaction through accessible payment plans, you also earn more referrals from existing clients.

How to Offer Financing as a Contractor

Hardscape contractors can rely on EnerBank for specialized loan programs that boost sales and set them apart from the competition. With over two decades of providing financing services in the home improvement industry, we have solutions to meet your unique needs.

Our financing application process is seamless and simple. Customers can apply through our three paperless methods: via mobile app, online application, and loan-by-phone. Funds are deposited within 24 hours upon client approval.

  • phone


  • online


  • mobile app

    Mobile App

Why Choose EnerBank?

At EnerBank, we’re dedicated to providing contractors like you with stellar customer service. When you choose EnerBank as your contractor financing provider, you enjoy these unique advantages:

  • Home Improvement Specialty: Over two decades of experience in the home improvement industry has enabled us to create solutions tailored to the industry. We’ve funded over $13 billion in home improvement projects through products built around your needs.
  • Personal Service: : When you work with EnerBank, you have a dedicated relationship manager who knows your business and needs—ensuring you receive high-quality service every time. We also have a contractor support line available to assist you.
  • Detailed Account Management: Working with EnerBank means you get access to our online PartnerPortal. Here you can view real-time data and reports to manage your accounts.
  • Marketing: We provide hardscape contractors with marketing tools and collateral to help them communicate the financing options and their benefits to their prospects.

Grow Your Business with Contractor Financing

Offering flexible payment options for your customers can help you build a competitive edge in today’s home improvement landscape and grow your bottom line. Hardscape contractors can take advantage of these benefits by working with EnerBank.