Effective October 1, 2021, EnerBank USA ("EnerBank") merged with and into Regions Bank. Learn more here

America’s Home Improvement Lender of Choice

Our focus is on delivering the best financial products and services for home improvement professionals and homeowners. Whether you’re an industry organization looking to create a loan program, a contractor wanting to grow your business, or a homeowner starting a home improvement project, you’ve come to the right place. Our paperless loan application, quick approvals, and easy payment disbursements make funding home improvements a breeze.

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Refer A Contractor

Refer a contractor to EnerBank's Express Loan Program and receive a $300 Amazon.com Gift Card!

Why do contractors and homeowners know they can rely on us to give them exactly what they need? Because home improvement lending is in our DNA — we spent two decades focused exclusively on the industry — and we learned a few things. First, we know that providing contractors with tools for success can make all the difference. We also understand that homeowners need payment options that are custom-designed to work best with their projects. Finally, we know the importance of unparalleled service provided by U.S.-based support staff.

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Learn More About Our Loan Programs

Whether you are an organization with a network of contractors, or an independent contractor, we have a loan program for you.