Effective October 1, 2021, EnerBank USA ("EnerBank") merged with and into Regions Bank. Learn more here

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Why it Matters to be an Exclusive Home Improvement Lender

Posted June 22, 2021 by EnerBank USA

We specialize in home improvement loans and this means we’ve spent more than two decades developing specialized products and services to best fit your business needs and the needs of your customers when it comes to home renovations and repairs. We understand the challenges you face, and we’re constantly working to give you just what you need. Serving you is not just one of many different business departments at EnerBank… it’s our only purpose.

Here’s how an experienced home improvement lender can help you:

Unique Payment Options For Home Improvement Projects

By focusing just on home improvement loan products and services, we offer a wide array of options that gives your customers the flexibility, convenience, and ease needed for a home improvement project. Whether it’s a Same-As-Cash Loan, a low monthly payment loan, or a more specialized loan such as our Triple Option Loan, we’ve used our expertise in the industry to develop attractive loans that meet specific home improvement needs.

Contractors may choose to work directly with us or join a sponsored loan program through a manufacturer or trade organization. We work closely with program sponsors to develop customized white-label loan programs to attract and retain the best contractor network, increase sales, improve brand recognition, and expand market share.

Expert Service That’s Part Of Your Team

Our team of specialists is dedicated to providing contractors around the country with the right tools and solutions needed for your business to be successful. That’s why we provide a full suite of professionally designed training that’s role-specific for owners, admins, and sales reps — so you can learn the best practices that will boost your business. We know that your business may run outside the traditional 9 to 5 workday, so we offer live webinars and on-demand courses to meet your unique needs and schedule. Plus, we offer a US-based contact center with extended hours if you need additional assistance.

Our relationship managers are not only experts in what they do, they’re also an expert in what you do. On average, our relationship managers have 10+ years of experience working with contractors around the country. They can assist you with your specific business needs whether you’re in roofing, outdoor living, solar, painting, remodeling, HVAC, or any of the other home improvement business verticals we service. As a part of your team, your dedicated relationship manager will be your main point of contact and will be there to provide customized options for your business when you need them.

We also provide high-quality marketing assets and other resources designed to make offering payment options easier and more effective. Plus, we will continue to develop new tools and solutions to help you grow your business.

Processes Built With Your Business In Mind

We know that not all homeowners are the same. That’s why we provide multiple application methods, including our mobile app, to make it easy for your customers to apply for financing. Plus, with our new Express System, built with the needs of contractors in mind, the application and funding process is easier than ever. On average, EnerBank approves 4 out of 5 loan applications, making it a great option for homeowners from all financial backgrounds. Pre-bid qualifying can be completed easily online by adding a button to your website that links customers straight to the application.

As a lender, we’re always laser-focused on improving your experience and growing your business with technology built just for you. We’ve developed our loan products, processes, and services based on thousands of interactions with contractors like you to understand what truly serves your customers best. Want to learn more? Fill out the form on this page and we’ll get in touch with you soon!

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