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Close more sales and increase approvals with our new second-look YES Loan!



EnerBank USA® is excited to announce our new, second-look YES Loan! With our new loan, we’ve streamlined our process to approve more of your less credit-worthy customers by bringing the underwriting and servicing of these loans in-house. So now, we can provide your customers with a seamless approval experience by offering the YES Loan counteroffer during the application process if they are unable to qualify for their original loan request.

And, not only will the YES Loan allow your customers to move forward with their home improvement project, but it can also benefit your business. In fact, our contractors who’ve offered the new YES Loan counteroffer to their customers tell us they’ve seen as much as a 20% increase in approval rate! That’s significant growth for your business.

Here are a few things you should know about the new YES Loan:

  • Unsecured installment loan up to $15,000 (on approved credit)
  • Fixed APR of 16.99%
  • Repayment term of 5 years
  • No additional application or credit inquiry for your customers
So, what are you waiting for? If you aren’t offering your customers a YES Loan option, sign-up now. It’s easy. Simply contact your relationship manager or contractor support (1-888-390-1220, option 2 or This email address is being protected from spambots. You need JavaScript enabled to view it.) for assistance.

To learn more about the rest of EnerBank’s choice of unbeatable payment options, visit enerbank.com/contractors.

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