Why should you enroll and offer the EXPRESS LOAN PROGRAM—featuring Same-As-Cash payment options*—to all of your customers?

• Increase sales
• Grow your business
• Make more money
• Provide more value to your customers

Offer an EXPRESS LOAN PROGRAM Same-As-Cash payment option* to all of your customers as a quick and easy unsecured way to pay up to $45,000 for their eligible residential home improvement or remodeling projects. Offering no loan payments and no interest* for up to 18 months will give your company a competitive advantage and help your customers decide to buy from you now, when they are excited about the project.

Did you know that over 50% of all home improvements of $5,000 or more are financed each year—many with Same-As-Cash payment options*? When your sales reps mention Same-As-Cash* as a payment option to all prospective customers, you will significantly increase sales.

• Increase sales close rates
• Increase average job size by selling more extensive projects or higher quality materials
• Guarantee your customers have a way to pay for their projects
• Reduce sales appointment and job cancellations
• Improve customer satisfaction with higher loan approval rates and fewer job complaints

• Increase your number of sales leads
• Decrease your cost per lead
• Differentiate your company from the competition

In addition to the strong consumer appeal of Same-As-Cash payment options* and the assurance of protection of your customer’s private information, it helps deliver outstanding sales results because the application process is so simple, easy, fast and secure.

• No paperwork for you or your customers
• A convenient referral to a paperless and toll-free loan-by-phone
• Peace-of-mind for customers who provide their personal financial information directly to the bank
• A quick credit decision in about 10 minutes while your sales rep is meeting with their customer and presenting their initial job estimate
• Extended loan center hours—open when you frequently meet with your customers:
  • Weekdays 8:00 AM to 1:00 AM (EST)
  • Saturdays 9:00 AM to 8:00 PM (EST)
  • Sundays 11:00 AM to 7:00 PM (EST)
• Electronic payment of loan proceeds directly to your company’s bank account …either in stages or upon job completion

With such a simple application process, more of your sales reps will use the program every day to increase their sales.

Prospective customers prefer Same-As-Cash payment options*. Qualified borrowers can buy today and defer monthly loan payments, interest-free* for up to 18 months.

100% financing (including materials, labor, extended manufacturers’ warranty, and sales tax) is available on an extensive list of approved eligible improvements.

You pick the payment option that will make you most competitive in your market.

• 90, 180, 365-Day & 18-Month Same-As-Cash* from $1,000 to $45,000
• 180, 365-Day & 18-Month Same-As-Cash Flex Loans* from $4,000 to $45,000

Same-As-Cash payment options* also give customers time to qualify and get back any anticipated tax credits or rebates associated with green improvements.

Like standard Same-As-Cash payment options*, Same-As-Cash Flex Loan* will help you increase sales and grow your business. In addition, it will improve your company’s cash flow with progress payments on larger jobs. Essentially, you gain access to unsecured working capital. With the initial advance up to 50% of the job, you can purchase the materials you need to complete the project according to your production schedule and on time. Same-As-Cash Flex Loan* also eliminates the need for a down payment—providing one more reason for your prospective customers to “buy” from you today.