EnerBank USA

Independent Contractor Solution

Contact Us


For more information about the EXPRESS LOAN PROGAM for independent home improvement contractors, please call 800-262-1655 option 1.

-OR-











loading

Contact Us

Phone: 888-390-1220
  • Option 1: Customer Service for borrowers
  • Option 2: Contractor Support for participating dealers

Phone: 800-262-1655 option 1 For potential independent contractors

Phone: 888-721-2100
For potential strategic business partners


For potential strategic business partners

Bank Headquarters Address:
1245 Brickyard Road, Suite 600
Salt Lake City, UT 84106








Loans provided by EnerBank USA OAC for a limited time. *Repayment terms vary from 15 to 138 months. Borrowers approved for Same-As-Cash loans will pay no interest during the Same-As-Cash period if they re-pay the total amount borrowed on or before the Same-As-Cash date specified in the Note and Disclosure Statement. Borrowers may also qualify for monthly loan payment deferrals during the Same-As-Cash period. 16.99% fixed APR, effective as of October 2013, subject to change. **Repayment terms vary from 60 to 144 months. 2.99%, 4.99%, and 6.99% fixed APR, effective as of October 2013, subject to change. The first monthly payment will be due 30 days after the loan closes. ***Repayment terms vary from 12 to 84 months. The first monthly payment will be due 30 days after the loan closes.

EnerBank USA is a Member FDIC.
EnerBank USA is a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS)